Comments on: What is foreclosure in Oklahoma? http://www.oklahoma-bankruptcy-attorney.com/foreclosures/what-is-foreclosure-in-oklahoma/ Oklahoma's trusted source for accurate and reliable information about consumer bankruptcy. Written by Tulsa bankruptcy attorney Dan Nunley who helps Oklahoma consumers and small business owners get relief from serious debt problems through Chapter 7 and Chapter 13 bankruptcy. Fri, 03 Feb 2012 11:22:21 +0000 hourly 1 http://wordpress.org/?v=3.3 By: Dan Nunley http://www.oklahoma-bankruptcy-attorney.com/foreclosures/what-is-foreclosure-in-oklahoma/comment-page-1/#comment-6570 Dan Nunley Wed, 19 Oct 2011 17:58:02 +0000 http://www.oklahoma-bankruptcy-attorney.com/?p=1969#comment-6570 Bill, I will email you today regarding scheduling an initial consultation so that we can discuss your situation in more detail and then I can advise you on available bankruptcy options. Dan Nunley Bill,

I will email you today regarding scheduling an initial consultation so that we can discuss your situation in more detail and then I can advise you on available bankruptcy options.

Dan Nunley

]]> By: Bill http://www.oklahoma-bankruptcy-attorney.com/foreclosures/what-is-foreclosure-in-oklahoma/comment-page-1/#comment-6569 Bill Wed, 19 Oct 2011 17:28:58 +0000 http://www.oklahoma-bankruptcy-attorney.com/?p=1969#comment-6569 I have been getting further behind on my mortgage for two years. At first we could not make the regular payments and would pay about two out of three payments. I was put into a "modification" program. I would send in the information they requested and I assume they lost it because they would ask for the same information three months later. They then switched me from an "in house modification" to a "government modification". Every time I called to find out what I needed to do I would get transferred about five or six times. It would take over an hour on the phone and I would end up with someone saying they were going to send me a packaged to fill out and send to them. I was told at end of 2010 I should not make any payments until the modification went through. Last month I was told this was not true; I should continue to make what payments I can. He told me he was assigned as my "customer relationship manager" and he would be handling my account. He said I would get a package to fill out and return. Today I got a letter saying there is a new "customer relationship manager". I feel as if they don't have there stuff together and we are so far behind that forclosure will eventually happen. I do not know if there is anything I can do. I do not know anything about bankruptcy, but I would like to know where I stand and if a lawyer can help. Thank you, Bill I have been getting further behind on my mortgage for two years. At first we could not make the regular payments and would pay about two out of three payments. I was put into a “modification” program. I would send in the information they requested and I assume they lost it because they would ask for the same information three months later. They then switched me from an “in house modification” to a “government modification”. Every time I called to find out what I needed to do I would get transferred about five or six times. It would take over an hour on the phone and I would end up with someone saying they were going to send me a packaged to fill out and send to them.

I was told at end of 2010 I should not make any payments until the modification went through. Last month I was told this was not true; I should continue to make what payments I can. He told me he was assigned as my “customer relationship manager” and he would be handling my account. He said I would get a package to fill out and return. Today I got a letter saying there is a new “customer relationship manager”.

I feel as if they don’t have there stuff together and we are so far behind that forclosure will eventually happen. I do not know if there is anything I can do. I do not know anything about bankruptcy, but I would like to know where I stand and if a lawyer can help.

Thank you,

Bill

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