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	<title>Comments on: Chapter 13 Bankruptcy Can Stop Home Foreclosure in Oklahoma</title>
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	<link>http://www.oklahoma-bankruptcy-attorney.com/foreclosures/chapter-13-bankruptcy-can-stop-home-foreclosure-in-oklahoma/</link>
	<description>Oklahoma&#039;s trusted source for accurate and reliable information about consumer bankruptcy. Written by Tulsa bankruptcy attorney Dan Nunley who helps Oklahoma consumers and small business owners get relief from serious debt problems through Chapter 7 and Chapter 13 bankruptcy.</description>
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		<title>By: Dan Nunley</title>
		<link>http://www.oklahoma-bankruptcy-attorney.com/foreclosures/chapter-13-bankruptcy-can-stop-home-foreclosure-in-oklahoma/comment-page-1/#comment-1271</link>
		<dc:creator>Dan Nunley</dc:creator>
		<pubDate>Fri, 12 Jun 2009 14:14:29 +0000</pubDate>
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		<description>Melissa &amp; Charlie,

I have emailed you directly to discuss your situation.</description>
		<content:encoded><![CDATA[<p>Melissa &amp; Charlie,</p>
<p>I have emailed you directly to discuss your situation.</p>
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		<title>By: Melissa Echols</title>
		<link>http://www.oklahoma-bankruptcy-attorney.com/foreclosures/chapter-13-bankruptcy-can-stop-home-foreclosure-in-oklahoma/comment-page-1/#comment-1252</link>
		<dc:creator>Melissa Echols</dc:creator>
		<pubDate>Mon, 08 Jun 2009 20:12:47 +0000</pubDate>
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		<description>We own a home in Oklahoma.  It&#039;s being foreclosed on.  We were lied to when we bought the house that it never floods, but it&#039;s flooded every summer we&#039;ve had the house, that&#039;s been 5 yrs now.  We were also not told by the mortgage company that in order to do a deed in lieu of foreclosure the house would need to be on the market for 90 days in order to try to do a short sale and then if that didn&#039;t work, we could have done the deed in lieu.  I just found that out today.  The date for the court is the 19th of June, which I was told the house might be sold that day or a day to sell would be set.  My question is if we file for bankruptcy before June 19th would that help us out any??  We don&#039;t want to keep the house, but do need more time to find a place to move and hoping to keep from incurring too many fees because of the foreclosure.  What should we do?  We have incurred alot of medical bills because myself and my daughter have health problems that we have been dealing with over the past years.  I had to quit my job recently due to illness and am trying to file for disability so we are relying solely on my husband&#039;s income.  The house needs alot of work to solve the flooding situation and the problems it has created inside the house due to water coming in over the years.  It is simply too much for us to financially handle, but we want to try to handle this in a way that won&#039;t financially devastate us for a long time.  We also have back taxes that we have yet to file and are trying to clear that up as well.  Can you help us and what would the cost be??

Thank you,
Melissa and Charlie Echols</description>
		<content:encoded><![CDATA[<p>We own a home in Oklahoma.  It&#8217;s being foreclosed on.  We were lied to when we bought the house that it never floods, but it&#8217;s flooded every summer we&#8217;ve had the house, that&#8217;s been 5 yrs now.  We were also not told by the mortgage company that in order to do a deed in lieu of foreclosure the house would need to be on the market for 90 days in order to try to do a short sale and then if that didn&#8217;t work, we could have done the deed in lieu.  I just found that out today.  The date for the court is the 19th of June, which I was told the house might be sold that day or a day to sell would be set.  My question is if we file for bankruptcy before June 19th would that help us out any??  We don&#8217;t want to keep the house, but do need more time to find a place to move and hoping to keep from incurring too many fees because of the foreclosure.  What should we do?  We have incurred alot of medical bills because myself and my daughter have health problems that we have been dealing with over the past years.  I had to quit my job recently due to illness and am trying to file for disability so we are relying solely on my husband&#8217;s income.  The house needs alot of work to solve the flooding situation and the problems it has created inside the house due to water coming in over the years.  It is simply too much for us to financially handle, but we want to try to handle this in a way that won&#8217;t financially devastate us for a long time.  We also have back taxes that we have yet to file and are trying to clear that up as well.  Can you help us and what would the cost be??</p>
<p>Thank you,<br />
Melissa and Charlie Echols</p>
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