Are you overwhelmed with debt because of an illness, divorce, accident, loss of work or overtime, or just plain poor financial planning?
- Do bill collectors call you at home or work?
- Are you afraid that your wages will be garnished?
- Are you being sued by creditors for bills that you are unable to pay?
- Are you in fear of losing your home, your car, or your furniture?
- Has your house been foreclosed or your car repossessed leaving you with a balance due on the property that you no longer own?
If you have answered “Yes” to any of the above questions, filing bankruptcy may be the direction you should take to regain control of your financial situation.
Each year more than 1 million people file for bankruptcy according to the American Bankruptcy Institute (ABI). Some are financially irresponsible individuals or individuals attempting to abuse the system; however the majority are hardworking people who would pay all of their bills if they were able. The sudden loss of a job, unexpected medical bills, a divorce, or a natural disaster can quickly wipe-out a life’s savings. For many, bankruptcy provides a financial second chance.
The first step in determining whether bankruptcy is an appropriate option for you is to seek wise counsel. Contact me today for a FREE confidential initial consultation. We’ll discuss your current situation including your debts, assets, income and monthly expenses. Then, together, we explore all of the options available to you, including non-bankruptcy options. The important thing for you to understand is that your situation is not hopeless. I’ve helped hundreds and hundreds of good people with financial problems similar to yours and I look forward to being able to help you have a brighter future.
