A bankruptcy discharge releases a debtor from personal liability for certain types of debts. In other words, the debtor is no longer legally required to pay a debt that has been discharged.

The discharge is a permanent order that makes it illegal for creditors and debt collectors to take any action in an attempt to collect a debt that has been discharged. A creditor or debt collector who violates the bankruptcy discharge is subject to being fined by the bankruptcy court.

If you are struggling with debt problems and being harrassed by bill collectors and would like to know more about how bankruptcy may be able to help you, contact me today by phone or email to schedule a FREE initial consultation. I would count it a privilege to be able to visit with you in a relaxed and confidential environment where I’ll answer all of your questions in plain English and give you the straight scoop on the pros and cons of bankruptcy as related to your specific situation.