A Good Bankruptcy Attorney Will Understand Your Feelings

Many of the people who contact me to talk about debt problems have already talked with at least one other bankruptcy lawyer. And many of the stories I hear aren’t good.

It seems that a lot bankruptcy attorneys have a terrible “bedside manner.” Some come across as arrogant. Others act like they’re doing you a favor just to talk with you. Most talk down to you.

By the time you get up the nerve to actually call a bankruptcy lawyer, things have gotten pretty bad in your life. Yeah sure, things could probably be worse. But the truth of the matter is, you’re situation sucks.

You’ve got a lot of bills that you can’t pay. You don’t answer your phone because you’ve got bill collectors calling you day and night. You’re irritable. You aren’t sleeping well. If you’re married, you’re probably fighting with your spouse. You feel bad that you can’t do things for your kids that you’d like to do.

Does that sound familiar?

And then you finally get up the nerve to call a bankruptcy lawyer and guess what? He or she actually makes you feel worse! What’s up with that?

That bankruptcy lawyer may know the bankruptcy laws inside and out, but if he or she doesn’t seem the least bit concerned with you as a person, that should be a red flag to you.

Now many of my fellow bankruptcy lawyers will disagree with me. They believe that their job is simply to provide competent legal representation and nothing more. But I think that attitude is short-sighted.

A good bankruptcy attorney is not only legally competent but also understands and empathizes with what you’re going through. The stress. The fear. The guilt. The shame. The anger. And the depression.

A good bankruptcy lawyer should show some concern about you as a person and work hard to make you feel better about both your present situation and your future.

Now having said all that, let me say that I don’t have a crystal ball and I can’t predict the future. While I can make debt that you can’t pay go away, I can’t guarantee that everything in your future will be a bed of roses.

With the economy in a major recession and with credit guidelines getting tighter and tighter, even those with good credit are having problems refinancing mortgages or getting a car loan at a decent interest rate.

I certainly won’t pretend to know what the future holds. No one but God knows that.

But I can get you out from under the mountain of debt that you feel buried under. I can jump into the sea of debt in which you are drowning and pull you back to shore.

I can help you get a financial fresh start. I can help you get your financial life back on track. I can help you begin to experience some peace in your financial life. And that’s probably what you’re looking for.

Forget all of the legal mumbo-jumbo about Chapter 7 and Chapter 13 and automatic stays and reaffirmation agreements and discharge orders. While those things have their place, your highest concern right now is just being able to know that you have hope for a fresh start.

For now, concentrate on that. Don’t worry yourself about how soon you’ll be able to buy another house or car. What you need to focus on right now is getting out of the mess you’re currently in and gaining some stability in your finances. Once you’ve done that, then you can begin to think about those other things when the time is right.

For now, think about being able to get the bill collectors to stop calling you. Think about not having to worry anymore about being sued and having your wages garnished.

Wouldn’t it be nice to stop fighting with your spouse about overdue bills? Wouldn’t it be great to get a good night’s sleep again?

I understand those things. I deal with it every day. But I understand not just because it’s my job, but also because of personal experience. I’m a lot like you. Really. I’m a regular guy. I have many of the same concerns that you do – about money, and family and the future.

And that’s why I’m really good at what I do. That’s why my clients aren’t just a number to me. That’s why when push comes to shove, I’ll fight hard for you with your creditors, your trustee and your judge.

If you’re struggling with too much debt and have questions about bankruptcy, contact me today to schedule a FREE initial telephone consultation. Just fill out the Contact Dan form on the far right side of the page and click the Submit button and I’ll get back with you as quickly as I can. Or just give me a call at 918-615-8260. I’ll answer all of your questions in plain English so that you can make a wise decision regarding what would be best for your personal situation.